Personal Finance   

Explore how portfolios are developed and how to make changes to suit your goals and objectives. Learn about stocks and bonds, mutual funds versus ETFs, risk and reward, portfolio assembly, tax-free or tax deferred investment strategies, fund expenses and advisor fees, and measuring results. Bring your own laptop if you have one but not required.

Learn everything you need to know to maximize Social Security benefits for the primary worker and spouse. Understand your options including the optimal age to start benefits and how divorce, widowhood, pension income and Medicare can affect your payments. Discuss how benefits are taxed, strategies for minimizing taxes and the required documents to claim benefits.

Learn how to prepare for the home buying/selling process, understand mortgage options, work with real estate professionals and avoid common pitfalls. Come for an overview of the entire process including essential financing considerations and leave equipped to make informed decisions.